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Celebrate
Turn support and gifting into expressive moments people can feel part of.
- Vaniti
- Digital celebration
- Social gifting
- Event leaderboards
The Zengly product
Money tools that work better together.
Zengly connects everyday payments, group activity, personal growth and celebration in one financial lifestyle ecosystem.
Five connected pillars
A clear place for every money moment.
The experience is organised around what people are trying to do, not an endless list of utilities.
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Connect
Move money clearly, settle shared costs and keep every participant informed.
- Transfers
- Split Bills
- Voice Banking
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Grow
Build better habits with useful context, shared accountability and practical guidance.
- Smart Budgeting
- AI Insights
- P2P Lending
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Community
Coordinate trusted groups around contributions, goals, rewards and progress.
- Ajo 2.0
- Group Wallets
- Shared goals
- Rewards
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Everyday
Bring the recurring money tasks of daily life into one calm, connected place.
- Wallet
- Bills
- Airtime
- Data
- Transaction history
Product continuity
Context can travel with the money.
Transfer
Shared goal
Useful insight
Celebration
Explore the product
Choose the experience that matches the moment.
ConnectTransfers
Send money to people and bank accounts with clear status updates, useful receipts and a history that makes sense.
ConnectSplit BillsDivide a meal, trip or shared cost equally, by percentage, by item or with custom amounts, then see who has settled up.
CommunityGroup WalletsCreate a shared space where trusted people can contribute toward one goal, follow activity and understand the rules without scattered messages.
CommunityAjo 2.0Bring the discipline of rotational group savings into a transparent shared space with roles, goals, contribution tracking and planned payouts.
GrowP2P LendingA coming-soon concept for transparent lending agreements with trusted people, including repayment schedules and progress tracking.
GrowSmart BudgetingOrganise spending into understandable categories, limits, summaries and goals that help better habits feel achievable.
GrowAI InsightsReceive planned observations about cash flow, goals and saving opportunities. These insights are guidance, not regulated financial advice.
ConnectVoice BankingUse voice as an optional interaction layer for supported balance checks, navigation and common financial actions.
EverydayAirtime to CashConvert eligible airtime into usable value through a guided flow with clear rates, limits and confirmation states.
